Berger Consulting, LLC is a Certified Public Accounting (CPA) firm specializing in performing Agreed-Upon Procedures (AUP) engagements for mortgage document custodian’s certification and custody functions and eligibility requirements with mortgage industry regulations.  Our services include both Agreed-Upon Procedures (AUP) Engagements and Quality Control (QC) Programs.

Agreed-Upon Procedures (AUP) Engagements:

Berger Consulting, LLC has the required industry expertise to perform required AUP engagements for mortgage document custodians. An AUP engagement is one in which the practioner with adequate knowledge is engaged to issue a report of findings based on specific procedures performed on subject matter. Berger Consulting, LLC industry expertise of this subject matter exceeds this requirement.

The AUP engagement includes verification of the existence of objective evidence showing conformance to required eligibility and processes, assessment of how successful current processes and procedures are implemented, and judgment of the effectiveness of achieving any defined target levels.

The AUP is designed to assess compliance from information obtained as advance materials, onsite review, and loan file testing. Findings will be based on interviews, documentation review, and observation of practices within the custodian’s certification functions.

The AUP will also verify the effectiveness of the firms’ internal monthly Quality Control (QC) program.

AUP engagements are performed by Berger Consulting, LLC’s independent professionals in accordance with attestation standards established by the American Institute of Certified Public Accountants (AICPA.)

Quality Control (QC) Program:

Berger Consulting, LLC will confirm the effectiveness of your monthly quality control program and provide recommendations to further improve the quality control program. The QC Program review will be based on an assessment of current procedures to ensure compliance with industry regulations.  Recommendations, program development, written procedures, and staff training are encompassed in the review.  Quality control refers to the operational activities put in place to control the quality of a product or service.  These include such activities as providing clear decisions and directions, constant supervision by experienced individuals, immediate review of completed activities for accuracy and completeness, and accurate documentation of all decisions, assumptions, and recommendations.  Internal quality control procedures for document certification must ensure that the data and document review is done correctly the first time.

Quality Control services are performed by Berger Consulting, LLC’s industry specialists and consistent with generally accepted industry standards for certification of mortgage loan documents.